How do I choose a Schengen Visa insurance policy that meets consular requirements?
We’ll explain the mandatory requirements, key points, and tips to help you best prepare your visa application.
Article Summary
To obtain a Schengen visa, you must meet certain administrative requirements. Having valid Schengen insurance is essential for obtaining this visa. Travel insurance policies available on the market do not always meet consular requirements. That is why it is important to carefully review the details of the coverage.
Why is Schengen insurance mandatory?
The purpose of Schengen insurance is to cover certain medical expenses incurred during the stay, such as those resulting from accidents, illness, or repatriation. It applies to tourist trips, family or private visits, business trips, and other types of travel. Schengen insurance must cover the entire duration of the stay specified in the visa application.
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What are the criteria for compliant Schengen visa insurance?
A compliant insurance policy must provide :
- Minimum medical coverage of €30,000
- Medical expenses (emergencies and hospitalization)
- Emergency care
- Repatriation: for medical reasons and in the event of death
- Validity throughout the Schengen Area
- Coverage for the entire duration of the stay
The insured person must be able to present a certificate indicating the dates of coverage, the amount of coverage, and the countries covered.
Should you choose affordable Schengen insurance?
Price is important, but it shouldn’t be the only factor. An inexpensive Schengen insurance policy may be suitable if it meets consular requirements. Therefore, you shouldn’t compare prices alone. You should compare medical coverage, repatriation, geographic coverage, policy duration, and assistance services. The price generally varies depending on the policy duration, your age, and the coverage options you choose.
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What additional coverage might be helpful?
Certain options may be available, such as:
- 24/7 assistance
- Free and unlimited telemedicine
- Civil liability coverage
- Early return or legal assistance.
Discover all the guarantees of your travel insurance
Consult the complete list of guarantees included in your insurance contract: medical assistance, repatriation, luggage, cancellation... everything is designed to protect you at every stage of your trip.
Mistakes to Avoid
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Medical coverage below the required amount of €30,000
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Selecting an insufficient coverage period
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Limited geographic coverage
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Incomplete certificate
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Selecting insurance without checking the coverage provided
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Failing to review the policy’s terms and exclusions
Why Choose Mondialcare?
Mondialcare specializes in international travel and supports travelers with insurance solutions tailored to international travel. The application process is done online and is designed for the policyholder’s convenience. This allows you to apply quickly and receive your documentation automatically and instantly after enrollment.
Mondialcare offers Schengen Visa insurance:
- Medical coverage of €35,000 or €100,000
- Quick, 100% online enrollment
- Automatic and instant delivery of policy documents
- Free and unlimited telemedicine services
Free and Unlimited Telemedicine
This service offers several benefits to the insured:
- Remote consultations with a doctor
- Free and unlimited consultations
- Convenience for the insured who is unfamiliar with the local healthcare system
- Reassurance for the insured regarding their health in the event of a problem during their trip
FAQ
Is Schengen insurance mandatory?
For visa applicants, it is essential.
What is the minimum coverage amount?
The minimum required is €30,000 for medical expenses, hospitalization, and medical repatriation.
What coverage does Mondialcare offer?
Mondialcare offers two coverage options: €35,000 and €100,000.
Is standard travel insurance sufficient?
You should check the coverage limits, geographic areas, and duration of coverage.
Is telemedicine included?
Yes, Mondialcare offers a free, unlimited telemedicine service that allows you to consult a doctor remotely while traveling abroad.
Can I purchase a policy online?
Yes. Insurance companies generally offer online enrollment for greater convenience.
How can I find affordable Schengen insurance?
You should look for good value by comparing not only prices but also coverage details and compliance with visa requirements.
